Take the necessary steps before making your offer

There are many great Birmingham area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Value Report so you know what buyers will pay for your home in today's market. You may also call me at 205-536-9194 for a FREE home buying or selling consultation to answer any of your real estate questions.

Today's topic is of the utmost importance, especially if you find yourself in a multiple-offer situation. If you want to ensure you get the home of your dreams you need to get full-approval before making an offer (note: some lenders might call it conditional approval). Here's why:

• Makes you look like a cash buyer to the seller.

• Can help you negotiate a lower price.

• Makes your offer look better.

• Lets the seller know you are serious.

• Gives you a lot more leverage in negotiations.

All of these things make you a more competitive buyer, which is important if you want to get your offer accepted. The pre-approval process doesn't take too much extra effort. It's simply a matter of being proactive about getting the necessary documents to your lender before you start making offers.

You should know that all lenders won't necessarily give you full-approval. We can put you in contact with lenders that will because we are 100% committed to making sure you take every measure to get the best possible scenario when buying a home. Give us a call or send us an email to take the preemptive measures necessary to avoid losing the home of your dreams.